Benefits 2003_03.qxd

Insurance products to fit your needs & budget BeneFits is TAI's new report for y In December prescription strength Claritin you with information on accessing your benefits, cost saving tips, new products, and ideas on how to keep your business arch medication. As a result, Claritin products - healthy. Our contact information is also included so your including the generic form - are no longer benefit questions and needs can be met by our knowledge- M covered by your health insurance plan at retail Since the year 2000, we’ve seen a series of double-digit increases in premium following years of modest growth in healthcare costs. From 1994 through 1999, premium increases managed care and traditional dental plans that averaged 4.67% nationally. In the last two years 12.5%. Many can be completely paid by employees who want Legislation and litigation that have severely impacted the ability of managed care pro- grams to effect the savings they are capable have shifted costs to the private sector; dentist immediately.
Source: American Dental Association sumer attention to the availability of new handful of employees enroll, you still get credit has no formal training in evaluating the claims made by the for making the benefit available. It's a win-win Leading to record demand for new technologies and pharma- Dominion’s plans can help keep your benefitspackage competitive.
Attracting and keeping the best employees isjust good business. All of Dominion’s plans - Usually when a company develops a logo it comes up with a PPO, indemnity and managed care - enhance high-sounding reason for doing so…Well we don't have one.
your benefit package and the quality care your employees receive will keep them satisfied.
have serviced you for many years. We look forward to contin- A Clean Desk?The average desk harbors 400 times more bacte- ria than the average toilet seat. Use disinfecting Keep Your Children Safe and Sound Around the House wipes to reduce the number of germs and bac- Each year, more than 100 children drown in buckets, toilets, teria on office surfaces by up to 99.9 percent bathtubs and other sources of standing water in the home.
Since 1980, the Consumer Product Safety Commission hasreceived reports of more than 200 children who have strangledin window-blind cords.
Here are some simple safety tips to protect your children: Healthy BusinessTax Record Retention Guidelines Never leave standing liquids unattended. Stay within arm's reach while your child is bathing or near any While no absolute rules exist, guidelines for container of water. If the phone rings, let it ring; record retention have evolved. Your business Prevent tap water scalds by adjusting the tem- perature on your hot water heater to 120º F.
packaging for medicines and haz-ardous household chemicals, and The following should be retained for six years call 1-800-506-4636 for a free safety kit.
from the later of the due date or filing date of the Make sure your hairdryer has a large rectangular plug.
The immersion protection device prevents electrocution if the hairdryer is dropped in water. Source: US Consumer Product Safety Commission · sales records and journals· employee expense reports· travel and entertainment expense documents For more information, check with your account- Rising Costs of Healthcare (continued) Interested in receiving information on our products?* Our region has an unusually great concentration of health care institutions and providers, and these institutions are faced with the dilemma of providing responsible care while maximizing rev- enues. This region averages 1,573 inpatient days per 1,000 subscribers. That’s twice the national average and 40% higher than New York City.
The cost for each admission exceeds the nationalaverage by 11.3%.
The intelligent approach to cost containment now turns to cost sharing, prescription formula-ries and other strategies in which employees share *Not all products are association endorsed.

Source: http://www.tai-pa.com/articles/BeneFits%202003_03.pdf